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Credit impacts almost everything that you do.

Want to own your own crib some day? A bad credit score will keep you from getting a mortgage with a good interest rate—or any mortgage at all. Want a better job? Plenty of employers won't hire you if your credit is bad.

On this page you will find everything you need to know about credit. What actions usually determine your credit score? How do you start building credit? Or repair it when your credit is already hurt?

New Credit, New Identity

Lynn's Robbery-Followed-by-Identity-Theft Scam

Can Your Credit Card Limit Be Lowered?

Got Bad Credit? Scammers Are After You!

Can a Big Bank Be Bad? Very Bad?

Beware of Offers to Improve Your Credit Score

What You Need to Know About the Equifax Data Breach Settlement

What Is the UltraFICO Credit Score and What Will It Mean to You?

Help Protect Your Identity with a Free Credit Report Freeze

VantageScore Announces Upcoming Changes. What You Need to Know.

Experian Fined $3 Million for Deceiving Consumers in Marketing Credit Scores

Equifax and TransUnion Fined $23 Million for Misrepresenting Credit Products

Millennials: All About (Your) Credit

Credit Report Errors Can Ding Your Wallet and Life! What to Do

Credit 101

Beware of Two Popular Ways to Finance a Home with Poor Credit

CFPB Orders LendUp to Pay $3.63 Million for Failing to Deliver Promised Benefits

Is Your Subprime Card Hurting You?

Buying a Car When You Have Bad Credit