A 401(k) plan in laymen's terms is a saving plan for retirement, offered by your employer. There’s a lot to 401(k)’s, so it is probably makes sense to start learning the basics.
Individual retirement accounts, known as IRAs, are popular tax-advantaged vehicles for saving for retirement. Although there are actually 11 different types of IRAs, the most common are the traditional IRA and the Roth IRA.
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