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Looking for Tips to Manage Your Debt?
Concerned about your debt? You aren't alone. According to the Federal Reserve's February 2021 Consumer Credit G.19 report, U.S. consumer debt is aroun…
Pros and Cons of Buy Now, Pay Later Services
When shopping online, have you noticed a new payment option that allows you to pay over time? These options are offered by companies such as Paypal Cr…
Car Repossession: There's Only Bad and Ugly
If you can't make your car payments on time, you may be at risk of getting your car being taken away, or "repossessed". It won’t be a fun ride, gu…
Basic Budgeting 101
Are you living right up to your income? Going a bit beyond your income to make ends meet—running up credit card debt or dipping into savings? If…
Do You Go into (Extra) Debt for the Holidays?
Is going into debt the best way to show your loved ones you care? Probably not. Still, the majority of us do...
What is Predatory Lending?
Predatory lending is using deceptive or unfair tactics to get a borrower to take out a loan that benefits the lender instead of the borrower. These ty…
How to Spend Too Much on a Loan!
Are bad credit and loans a good combo? If you fall for marketing gimmicks around bad credit and loans, you’ll be throwing away a ton of your hard…
Can Your Credit Card Limit Be Lowered?
Credit card issuers periodically review accounts to determine if a customer's credit worthiness has changed. That review can result in a decrease or i…
Are You a Sucker for Student Loans?
There's a chance (some say a good chance) that in the near future, student loans will be forgiven and universities will be free for all students. That…
Unexpected Events Impacting Your Pay?
Do you budget? It may help you through tough financial times, or getting into financial trouble in the first place.
Work Disruption Can Lead to Bills Piling Up
It's the end of the month, and money's tight. How to cut down on your costs? We've got a few suggestions...
Worried About Your Budget Right Now? Be Proactive!
If you don't, you’re probably setting yourself up for financial ruin. Check this out...
Got Credit Card Debt? Consolidate!
When to consolidate your credit card debt, and how do you do it right.
Struggling with Student Loan Debt?
Are you thinking about defaulting? That could be a disastrous move! So what should you do? Here are a few options.
Are (Quick) Loans a Solution to Money Trouble?
You’re out of cash and need to pay bills... Quick cash loans, a.k.a. high interest rate loans are (very likely) not your solution. As they may get…
Are You in Money Trouble? Get Ready for the Vultures!
A guarantee: If you have money troubles and it becomes known, you are a bigger target for scammers.
Feeling Financial Stress?
Short on cash, late payments, increasing debt? Check out these blinking red lights that indicate financial trouble.
Why Pay Rip-Off Rates for High Interest Loans?
Need money fast? Together with payday loans and check cashing services, high interest rate loans (at times with trip digit interest rates) are an op…
Pros and Cons of Paying Over Time
How often do you choose to pay for something over time? You have chosen to pay over time when you've used a loan or credit card to pay for something. …
Options for Reducing Debt
According to the Federal Reserve Bank of New York's Center for Microeconomic Data's Quarterly Report on Household Debt and Credit for the first quarte…
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