Skepticism means questioning things and getting proof before you accept them as the truth. Asking questions and getting the facts can make you a smarter consumer.
Life is filled with risks. You might fall off your skateboard and break an arm. Or, maybe you crash your car into a wall and it is no longer drivable. The idea of insurance (and/or insurance policies) is to lower, or take away, the risk of financial loss.
Online shopping prices can be based on the quirkiest variables, from the time of day, your location, or even the devices you use. Better stock up on information first before shopping online.
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