Millions of Americans have seen their credit scores drop since student loan payments restarted in late 2024. Over 3 million people lost at least 100 points, making it harder—or impossible—to make ends meet.
Are you struggling with rising costs? Been late on a few bills? Check and fix your credit score now. FoolProof has a wealth of information helping you raise your credit score and stop living paycheck to paycheck, starting with these:
AI is all over our finances, from automating decisions to detecting fraud, and personalizing financial services. That can be both good and bad...
Get help finding resources and learn strategies for you and your kids to deal with financial hardship starting with this video.
Real estate scams evolve with the times. And they become more abundant, too. If you're in the market to buy or rent real estate, this video is for you.
Paying your bills automatically is convenient and easy. But forgetting about bills can waste money, too. Get a grip on your auto pays, starting with this video.
Social security scams come in all sorts of shapes and sizes, and scammers get more effective and innovative every day.
Everyone is pushing apps, but why? To increase user engagement, track your moves and initiates to buy, etcetera. Is any of that good for you?
Home equity loans used to take a while to get, but you can now get them within days. Is that a good idea...?
How do your kids learn about money? Whos' teaching them? Who can they trust? As a parent, you're the role model...
Have you ever been ripped off or scammed...? Fell for a sales pitch that hurt you? Racked up enormous debt (without knowing it)?
Your experience can help others (and help yourself too)!
In this section, we feature real life stories from people who've been hurt financially, in any consumer transaction, and that have been willing to share their stories, so others (you, perhaps!) won't step in the same trap.
How many impulse buys are you making?
You'll probably make 40,000 impulse buying decisions in your lifetime.
This section shows you how to recognize the "traps" that lead you to those decisions.
The three impulse buying traps:
You'll save hundreds of thousands of dollars over your lifetime if you learn how to avoid the these traps.
FoolProof's Hall of Shame gives you info on companies that claimed to love people, but ended up messing with people in some dodgy way instead.
Why Are We Telling You This?
We want to inject you with a big dose of healthy skepticism!
The most honest seller is not going to tell you what's wrong with their product or service. Their job is to sell you, whether it's good for you, or not.
Your job: To stop-and-question anyone who wants to impact your money or your well-being.
With a hurting economy and high inflation, money worries are more eminent for many of us. Get help finding resources and learn strategies for you and your kids to deal with financial hardship starting with this video.
"The FoolProof Foundation believes there is a fundamental flaw in the teaching of financial literacy."
How we have put your donated funds to work.
