Credit
Credit impacts almost everything that you do.
Want to own your own crib some day? A bad credit score will keep you from getting a mortgage with a good interest rate—or any mortgage at all. Want a better job? Plenty of employers won't hire you if your credit is bad.
On this page you will find everything you need to know about credit. What actions usually determine your credit score? How do you start building credit? Or repair it when your credit is already hurt?
Are Quick Home Equity Loans a Good Idea?
Home equity loans used to take a while to get, but you can now get them within days. Is that a good idea...?
How's Your Financial Fitness?
You can have a good credit score but still be financially unfit. Get into training now, starting with this video.
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Make Healthy S…
Have You Considered a Layaway?
Layaways plans are still a thing. And many people lose money on layaway plans. Check out this video now, and make sure you do this right.
Are You a Prey for Credit Repair Scams?
Are you worried about your credit? Owe too much money? If so, you may be at risk to fall prey to credit repair scams. This video will help you recog…
Yearning to Increase Your Credit Score?
If you are, join the club. But scammers and even some legit companies are desperate to "help" you, too. They think they can make an easy buck on you…
Are Credit Score Apps Good to Use?
They can be. But according to trusted sources, you can experience real issues using credit score apps, too. From hidden fees to wrong scores, and li…
From Credit Card to Credit Score?
Here's how your credit card can impact your credit score, and how your score impacts your life.
The Height of Credit Repair Pyramid Schemes
The ancient pyramids were built thousands of years ago. And while scammer pyramids aren't that old, they can be just as fascinating. In response to a …
Buy Now, Pay Later. What Could Go Wrong?
When shopping online and off, have you noticed a payment option that allows you to pay over time? These options are offered by companies such as After…
Renting Soon? Do You Know Your Tenant Score?
Landlords hire companies to screen you during the rental application process. They score you on rental history, credit score, job status, criminal h…
How Many Credit Scores Do You Have?
How many credit scores do you have? You might think that the answer to this question is one, but the answer is multiple. Credit scores are used to pre…
What You Need to Know About the Equifax Data Breach Settlement
In September of 2017 Equifax announced a data breach that exposed the personal information of 147 million people. In July of 2019, Equifax agreed to a…
Credit Score Apps. Are They Worth the Cost?
Credit scores are important to our financial life. These scores are used to determine if you are a good risk for credit cards, car loans, and mortgage…
Renting? Do You Know Your Tenant Score?
Do you rent your home? If so, your landlord may have used a tenant screening report to decide whether to rent to you. These reports are generated by c…
What Is Predatory Lending?
Not all lenders are legit. So what are the warning signs? Check out our tips right here.
Pros and Cons of Buy Now, Pay Later Services
When shopping online, have you noticed a new payment option that allows you to pay over time? These options are offered by companies such as Paypal Cr…
FoolProof’s Student Ambassador, Destanie Powell, on Credit Scores
You all want a good credit score, right? So how do you get one? Destanie gives you some tips and tricks on how she did it.
Car Repossession: There's Only Bad and Ugly
If you can't make your car payments on time, you may be at risk of getting your car being taken away, or "repossessed". It won’t be a fun ride, gu…
Credit Repair Scams Are Exploding—FTC Hits Another Company with Fines
The Federal Trade Commission is sending refunds totaling nearly $150,000 to individuals who lost money to a company called Grand Teton Professionals, …
What Is Predatory Lending?
Predatory lending is using deceptive or unfair tactics to get a borrower to take out a loan that benefits the lender instead of the borrower. These ty…
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